Mortgage Loan Originator (MLO) Licensing Practice Test 2026 – Your All-in-One Guide to Exam Success!

Remote Online Notarization (RON) is defined as a notarization conducted online using audiovisual technology. This modern process allows notaries to perform notarizations without requiring the physical presence of the signer, enhancing convenience and accessibility. During RON, both the notary and the signer participate via secure online platforms that provide real-time video and audio communication, along with document-sharing capabilities. This setup ensures that all the necessary formalities of a traditional notarization are maintained while utilizing technology to streamline the process.

The other options describe processes that do not align with the nature of RON. A notarization performed in a physical office pertains to traditional in-person notarization, while a notarization done via email suggests a lack of proper authentication and security, which is essential for a valid notarization. Additionally, a notarization that does not require identification verification would not comply with legal and regulatory standards, as verifying the identity of the signer is crucial in ensuring the integrity of the notarization process.